Financing That Keeps Your Heavy Equipment Moving.

Cover maintenance, fuel, and equipment costs without waiting on client payments.

Get Funded in Minutes

Why Excavators Need Smart Financing

Your projects move fast—and cash flow has to keep up.

  • Material orders and delivery costs upfront.
  • Payroll pressure before progress payments.
  • Delays that stretch timelines and budgets.
     Builders Business ensures your operations stay consistent, from start to finish.
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Funding Options for Excavation & Dredging Contractors

Funding Options for Excavation & Dredging Contractors

Equipment Loans icon

Equipment Loans

Fund repairs or new purchases fast.

Working Capital Loans icon

Working Capital Loans

Cover payroll, fuel, and site costs.

Progress Payment Financing icon

Progress Payment Financing

Smooth over gaps in client draws.

Material & Hauling Advances icon

Material & Hauling Advances

Keep operations running when payments lag.

SEE EXCAVATION FINANCING OPTIONS
Why Builders Business Is Different

Why Builders Business Is Different

Project manager talking to carpenter
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Trade-Specific Insight

We understand heavy equipment cycles.

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Transparent Rates

No buried fees.

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Partner Approach

Funding aligned with your job timeline.

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How It Works

How It Works

1

Apply

2

Consult with an excavation funding expert

3

Get funded in 24–48 hours

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Real Contractors. Real Operators. Real Wins.

Real Contractors.
Real Operators.
Real Wins.

SEE IF YOU QUALIFY
Customer Testimonials

"When I heard of Builders Business, I wasn't sure how quickly my application would get approved, but decided to apply anyways. Erik was responsive and made the whole process seamless. With infusion of capital, I can take on bigger projects now without worrying about payroll gaps. Builders Business gives me the confidence to grow."

JAMES P, LANDSCAPING, ARIZONA