From payroll gaps to upfront material costs, our contractor business loans and subcontractor financing solutions keep your projects moving and your crews paid (without banks slowing you down).
Running a contracting business isn’t easy. You’re juggling bids, crews, materials, and deadlines while waiting weeks or months for progress payments to come in. Without cash flow, even profitable jobs can drag you under.
We don't believe in one-size-fits-all. We tailor funding to the realities of your trade:
Cover payroll, repairs, or emergency expenses.
Bid bigger jobs without worrying about upfront costs.
Secure materials before suppliers demand payment.
Smooth over client payment delays.
Turn unpaid invoices into fast cash flow.
Unlike traditional lenders or sharky alternatives, we're built around contractors' reality.
We understand delayed pay apps, seasonal slowdowns, and equipment breakdowns.
We tell you everything you need to know upfront. Clear borrowing costs, clear terms, and zero hidden fees.
We'll even tell you not to borrow more than you need.
One quick form.
Strategy call with a funding expert.
Cash in 24-48 hours, aligned with your project cycle.
"When I heard of Builders Business, I wasn't sure how quickly my application would get approved, but decided to apply anyways. Erik was responsive and made the whole process seamless. With infusion of capital, I can take on bigger projects now without worrying about payroll gaps. Builders Business gives me the confidence to grow."