• Builders Business Funding is not a bank or SBA lender.
• Some products we offer are merchant cash advances (MCAs), which are purchases of future receivables, not loans.
• Funding amounts, terms, and approvals vary by applicant.
• Factor rates may range from 1.25 to 1.5+, depending on risk and revenue. Example: a $50,000 advance with a 1.25 factor rate requires repayment of $62,500.
• Repayment is typically structured as a percentage of daily or weekly receivables until the obligation is satisfied.
• Prepayment options and early repayment discounts may be available depending on the agreement.
• We encourage all applicants to carefully review their contracts before signing.

State-Specific Notices

If you have questions about your funding terms, please contact us before signing any agreement. We’re here to help you understand your options and make informed decisions.